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Discover how the financial board game, Cashflow 101, can show you the ways of the rich and the habits of the poor and middle-class.

Click here to claim your own set of Cashflow 101

For comprehensive reviews on Cashflow 101 products, visit:
Cashflow 101 Board Game
Cashflow 101 e-game
Cashflow 202 e-game

Cashflow 101 E-game – Click for our comprehensive review | Click to buy

Pros

1. No fumbling with pencils and erasers
2. No calculators necessary
3. Play with computers when you can’t find any friends to play with
4. Animated characters to keep you entertained
5. Play over the internet with players from all around the world

Cons

1. Can’t create your own rules
2. Repetitive animation and endless clicking
3. Only limited to auction and sales of deals to other players
4. No local area network gaming available, play on same computer with different players if you decide not to opt for the internet multi-playing subscription
5. Not given a choice of whether to stay in the rat race

Cashflow Board Game – Click for our comprehensive review | Click to buy

Pros

1. Extremely flexible because you can create your own rules to increase difficulty
2. You learn faster with human interaction
3. Network with same-minded people
4. Unlimited ways to create or sell deals, e.g. offering a player a loan with interest less than the bank’s thus getting a passive income from the interest
5. You can choose to play the rat race longer

Cons

1. Have to juggle between calculator, pencil and dice within the timeframe given

Still can’t decide?
Most of the time, I advise people to buy the e-game and go for cashflow circles/gatherings instead. When you are alone, you still have your e-game… when you want to network with different people, you can just attend a cashflow gathering in your area. E-game is not only cheaper but also teaches the most basic rules effectively.

Hats off to Rich Dad gamers around the world! Below are some shared game tips that inspire us to ‘learn by doing.’

TIP #1: Never…Ever…Quit.
I believe that there are many things to understand to succeed at the game. But, for me, the most important is: NEVER, EVER, EVER, EVER QUIT — ON YOURSELF! No matter how you feel, NEVER QUIT!
‘ Kathleen M

TIP #2: Step Out of Your Comfort Zone.
CASHFLOW 101 is so powerful because it reflects your true behavior and allows you to take risks in a safe environment. Step out of your comfort zone, and do things you may not feel comfortable doing in the ‘real world.’ You’ll be amazed at how it changes your perspective.
‘ Jack N

TIP #3: Celebrate the Joy of Success.
The biggest ‘tip’ I have learned so far is that your way to wealth is the joy- not the wealth- you achieve. This became very clear to me after playing dozens of times and realizing that I would actually SKIP the Dreams on the Fast Track! I was more interested in winning the game than ‘golfing around the world.’
‘ Jeff B

TIP #4: Focus on Your Goals.
I found that while playing the game, I would focus on the ‘negative’ spaces ‘ “Baby” or “Downsized” ‘ and hope not to land there. I was focusing specifically on what I didn’t want, and, oddly enough, landing on those spaces most often. I began to repeat the numbers I WANTED to have come up, and just as oddly, those numbers seemed to come up more than mere chance would support. The lesson is simple: focus on your goals, not on what may go wrong.
‘ Hugh C

TIP #5: Only Take Advice from Successful People.
When the Opportunity Card comes up, some people look to fellow players for guidance. Make sure that those you take advice from are having success and on their way to getting out of the Rat Race!
‘ Cal J

TIP #6: Your words are your reality. Never Say ‘Can’t.’
There is ALWAYS a way. Think outside the box. Find a way to make your ‘can’t’ a ‘can.’
‘ Grace N

TIP #7: Take Note of Your Overall Habits.
After playing the game, take note of your overall habits- good and bad. Evaluate how those habits helped or hindered your game play. In the next game, make a concerted effort to change the habits that may have prevented you from getting out of the Rat Race.
‘ Toni E

TIP #8: Get Rid of Bad Debt.
The thing that has expedited my exit from the Rat Race: Paying off ‘bad debt.’
‘ Bridget S

TIP #9: Create Your Own Rules.
Creating your own rules (or modifying the game rules) can make CASHFLOW 101 more challenging. For instance, play a game where you and your teammates: (a) Pass on purchasing $1 & $5 stock deals; (b) Remove $0 down real estate transactions; (c) Remove all the doodad cards that are $100 or less.
‘ Dylan B

TIP #10: Don’t Limit Yourself.
Along with bad debt, there is good debt. Don’t limit yourself to your cash on-hand. The lower the price of the stock, the more money you should borrow. When you eventually sell your shares, your rate of return will more than make up for any bank payments you have to make.
‘ Roosevelt C

TIP #11: Give Back.
Giving back is a necessary step in getting out of the Rat Race. Newton’s law states, ‘For every action there is a reaction.’ Give and you shall receive.
‘ Lisa N

TIP #12: Put Your Ego on the Shelf.
The game has showed me some things about myself I never would have guessed- like the fact that my ego gets me in more trouble than anything else. The deals you turn down count just as much as the deals you make. Don’t let your ego get you in over your head.
‘ Tami R

TIP #13: Be Able to Make Quick Decisions.
As Robert says, ‘Fortune favors the prepared mind.’ When the ‘Opportunity Card’ comes up, you need to be able to determine if it is a good or bad deal quickly. Otherwise, just like in the ‘real world,’ you might miss a great opportunity.
‘ Phil L

TIP #14: Learn From Your Mistakes.
Mistakes are opportunities to learn something new. Take risks, make mistakes’ and be smarter for it!
‘ George C

TIP #15: Give Feedback to Fellow Players, Not Advice.
Feedback occurs after the action, advice happens before the action. Your fellow players will learn more if you tell them what they did and how they might try a different approach next time, rather than telling them what to do and how to do it.
‘ John D

TIP #16: Reinvest Your Cash.
Don’t let it sit there doing nothing’ get your money working for you so you can get out of the Rat Race!
‘ Jenny M

TIP #17: Learn From Others.
Take note of fellow players’ winning game strategies. Next time, test them out for yourself.
‘ Cheridan S

TIP #18: Overcome Fear.
Fear isn’t the problem; it’s how you handle fear: specifically, the fear of losing money. Losers are defeated by failure. Winners are inspired by it.
‘ Jorge T

TIP #19: Always Look For Opportunities.
No matter where you are in the game’ always be on the lookout for opportunities.
‘ Elle J

TIP #20: Reflect on Lessons Learned.
Always think about what you can learn from the game you just played. You may not always have time to reflect on the game as it is played (and sometimes it is more interesting NOT to play, but to just observe!), but you should always take time later to think about the game and what it taught you. This is part of the educational process and so it should be savored. You can learn a lot about how investing works, how well your investment strategies pay off, and what it takes to exit the real Rat Race.
‘ Dave G

>>Check out the Cashflow 101 Game!

A year has gone by since the introduction of cashflow 101 e-game, and the long awaited Cashflow 202 e-game has finally been released. Cashflow 202 e-game takes you to the next step of financial skills, it teaches you the advanced skills of technical investing – make money even when the market is going down with stock and real estate options and short selling.

You need to have Cashflow 101 e-game in order to play cashflow 202 e-game, if you don’t have Cashflow 101 e-game.. read that review here

Visit the Rich Dad store to see customer reviews of Cashflow 202 E-game or get info on the real cashflow board game.

Okay, enough with the introduction… on with the review.

Installation part was a bit confusing, but this won’t happen to you if you read this review.
When I popped the disc into my computer, the auto-play screen came up with a default installation directory which I assumed to be correct.

However, after the installation, I was unable to run cashflow 202 e-game! Why? Because it’s suppose to be installed in the same directory as 101!

Note: I received my copy of cashflow 202 when it was only sold to richdad Insiders, I hope this problem is fixed when it’s sold to the public.

The introduction movie follows the same style as cashflow 101, great animation/graphics but virtually no background music. The movie, however, does a good job telling us that it’s for experienced cashflow 101 gamers (Mr. rat (that’s us) complained to Timid T. Turtle that he needed more adventure after getting out of the rat race.

Now for the Interesting Part, The Game

202 introduces a new character, Mr. Weasel. He’s sleezy, slimy and cunning but like all cashflow characters, he is adorable. Cashflow 202 e-game is definitely harder, I went bankrupt in a few minutes the first I played it. If you are a regular player of cashflow 101, you can easily guess the next stock price. My circle of cashflow friends always lend money to buy stocks at low, low prices then they’d wait and hold till the highest price comes up. Good thing is… you can’t do that in Cashflow 202. The stock price is random! And sometimes the company stock you buy may go bankrupt,
playing 202 can give me heart-attack sometimes.

Changes in Cashflow 202
The backdrop and background music has changed to a much jazzy-feel to it. Cashflow 202 doesn’t use the term “big deals” and “small deals” anymore, it is changed to “cashflow”; and “capital gain”.

More significant changes:
Options & short selling
202 introduces puts and call options, real estate options and short-selling. I’ve studied these in theory when studying in college, it was pretty boring calculating them in classes but fun and interesting when applying them in practice on cashflow 202.

Real-time Stock Ticker
Check the charts for stocks you bought and sell it anytime you want.

Player Financial Statement
Instead of starting the game with different salary, players also start with different debts and assets. Don’t be suprised to find out that you already hold some amount of stocks.

Doodads
Furthermore doodads aren’t one-off expenses like in 101, most of the doodads in 202 require you to add to your monthly expenses (Ouch!).

Conclusion
Although for some minor bugs in the installation part, Cashflow 202 e-game is a great game at teaching personal finance, if you think that 202 doesn’t make any significant improvements to Cashflow 101.. then you are very wrong. If you are a seasoned player of cashflow 101 e-game, then you really should get this. 101 is boring compared to 202.

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