Cashflow 202 e-game
A year has gone by since the introduction of cashflow 101 e-game, and the long awaited Cashflow 202 e-game has finally been released. Cashflow 202 e-game takes you to the next step of financial skills, it teaches you the advanced skills of technical investing – make money even when the market is going down with stock and real estate options and short selling.
You need to have Cashflow 101 e-game in order to play cashflow 202 e-game, if you don’t have Cashflow 101 e-game.. read that review here
Visit the Rich Dad store to see customer reviews of Cashflow 202 E-game or get info on the real cashflow board game.
Okay, enough with the introduction… on with the review.
Installation part was a bit confusing, but this won’t happen to you if you read this review.
When I popped the disc into my computer, the auto-play screen came up with a default installation directory which I assumed to be correct.
However, after the installation, I was unable to run cashflow 202 e-game! Why? Because it’s suppose to be installed in the same directory as 101!
Note: I received my copy of cashflow 202 when it was only sold to richdad Insiders, I hope this problem is fixed when it’s sold to the public.
The introduction movie follows the same style as cashflow 101, great animation/graphics but virtually no background music. The movie, however, does a good job telling us that it’s for experienced cashflow 101 gamers (Mr. rat (that’s us) complained to Timid T. Turtle that he needed more adventure after getting out of the rat race.
Now for the Interesting Part, The Game
202 introduces a new character, Mr. Weasel. He’s sleezy, slimy and cunning but like all cashflow characters, he is adorable. Cashflow 202 e-game is definitely harder, I went bankrupt in a few minutes the first I played it. If you are a regular player of cashflow 101, you can easily guess the next stock price. My circle of cashflow friends always lend money to buy stocks at low, low prices then they’d wait and hold till the highest price comes up. Good thing is… you can’t do that in Cashflow 202. The stock price is random! And sometimes the company stock you buy may go bankrupt,
playing 202 can give me heart-attack sometimes.
Changes in Cashflow 202
The backdrop and background music has changed to a much jazzy-feel to it. Cashflow 202 doesn’t use the term “big deals” and “small deals” anymore, it is changed to “cashflow”; and “capital gain”.
More significant changes:
Options & short selling
202 introduces puts and call options, real estate options and short-selling. I’ve studied these in theory when studying in college, it was pretty boring calculating them in classes but fun and interesting when applying them in practice on cashflow 202.
Real-time Stock Ticker
Check the charts for stocks you bought and sell it anytime you want.
Player Financial Statement
Instead of starting the game with different salary, players also start with different debts and assets. Don’t be suprised to find out that you already hold some amount of stocks.
Doodads
Furthermore doodads aren’t one-off expenses like in 101, most of the doodads in 202 require you to add to your monthly expenses (Ouch!).
Conclusion
Although for some minor bugs in the installation part, Cashflow 202 e-game is a great game at teaching personal finance, if you think that 202 doesn’t make any significant improvements to Cashflow 101.. then you are very wrong. If you are a seasoned player of cashflow 101 e-game, then you really should get this. 101 is boring compared to 202.
January 27th, 2008 at 4:45 pm
I’ve been playing this for a little while (3 weeks). What I’ve learned is that about 30% of the time you’ll have a mudslide destroy the most valuable property you own and come in last. Another 30% of the time you’ll decide to buy an expensive boat, or lease a foreign sports car, which will turn your net earnings negative and you’ll come in last.
My issue with this game (which I’m only semi-mocking above) is that the luck vs. skill skewing of the game is 80/20. That is the game is 80% luck and 20% skill. This leaves me with a bad taste in my mouth. Either Kiyosaki is trying to teach people that making money is almost all luck (in which case he really has very little to teach them, as with this game) or that a computer game that teaches some real skill in finance is impossible to write (the games from lavamind.com are better at teaching those skills and more robust from a luck/skill viewpoint).
April 20th, 2008 at 6:31 am
Hi
May 1st, 2008 at 10:41 pm
fixed the link.. thank you
September 23rd, 2008 at 6:18 pm
is cashflow 202 egame compatible?
October 24th, 2008 at 6:43 am
We’ve been playing this game in my General Business class. It’s mostly luck.. unless you’re like the guys that play with us, who have figured it out. If you tend to get a lower paying job, you have less expences to deal with. You can easily start with the smaller deals and buy houses that have good cashflow.. maybe around a +250 or so… and you easily work your way up to where you can pay some of your expenses if you like, or you can start going after the bigger deals. I guess you just have to try and keep as many houses and plexes as possible. We’ve learned never to go for the stock because you never know what will happen.
November 7th, 2008 at 6:06 am
“At this time, CASHFLOW© THE E-GAME will NOT work with Mac OS X v10.5 Leopard” – From the Rich Dad Website
Unfortunately, it’s not compatible with the newer macs.
I have a Mac too, I use VMWare Fusion to play the windows version of game.
July 26th, 2009 at 9:19 pm
both 101 and 202 are really a very nice game.
Normally I will organize some hot seat session with friend and play this game together
September 21st, 2009 at 8:55 am
I can’t help but respond to this.
If you think Cashflow 202 is 80% luck, then you
DON’T KNOW HOW TO PLAY THE GAME OF MONEY
Yes, there are a few situations where a mudslide, the sportscar, the office, etc. can do you in for good and there is nothing you could have done. To me, this happened maybe 1% or 2% of the time (and I have played the game dozens of times). (Even that can teach you a valuable lesson. When you are just starting, on a minimal cashflow, then it’s not the time to buy a sportscar that costs you 1000 bucks a month. Period).
If you know how to play the game, and if you are willing to take a risk, those things are little more than annoying setbacks (just like in real life). I have been bankrupt twice in the same game and still been able to win. I have taken huge risks in the face of bankruptcy because, after all, could it come any worse? And, more often than not, it worked!
A. – Germany
September 29th, 2009 at 10:44 am
Cashflow 202 is the most realistic money game there is. There is no way to “figure it out” as Tiffany would suggest. Your friends who have “figured it out” just understand the conventions of money.
Follow the basic principles and you will win. I have had this game for about 18 months and finish 1st or 2nd everytime. There is no one strategy, you need to react to the scenarios in the game which is what makes it so good.
In life there is no one strategy to help you financially, you just need to make more good decisions than bad ones…
October 6th, 2009 at 4:11 am
[...] comprehensive reviews on Cashflow 101 products, visit: Cashflow 101 Board Game Cashflow 101 e-game Cashflow 202 e-game Tags: [...]
May 15th, 2010 at 7:22 am
Hi,
I have the 101 egame, and am keen to get the 202 egame. Does anyone know where I can buy it.
The Rish dad store is not selling it.
May 23rd, 2010 at 10:26 pm
Hmm you are right. They have taken off the egames, I think this is because they are now making the game online-based. Perhaps you can try find 202 egame on ebay or amazon.
August 24th, 2010 at 2:34 am
Cashflow 202 tends to provide a stock market but I think it’s not real enough. Most of the times I take part in the stock market, I win about 10 – 40 grands if my cash on hand is about 20 grands (some time it’s over 100 grands with options or a high-priced stock). With that I won the game easily even when I’m a doctor. It needs improvement, a lot, and more companies, more types of graph. And I think the mentor should explain more about the stock market.
September 27th, 2010 at 3:25 pm
I agree with review 1. More often than not the game is heavily loaded against me. e.g. the last 3 games go like this. #1. Doctor with 700K cash waiting for an opportunity and I get Baby>Paycheck>Doodad(Log Cabin)>Baby>Market(Recession)>Opp(neg. cashflow land)>Doodad(Boat)>Paycheck>Opp.(21% REIT bond)>Baby. #2 Airline Pilot, get to 400K cash, everybody in Rat Race, everything to play for but I’m well positioned, next 12 moves and an additional 5K in “other expenses”, 3 babies, mudslide on my 50 unit apt, and some useless “opportunities”…..you get the picture. The only good games are against other real people in a multiplayer hot-seat. You’ll learn one or two things in the first few plays but then it ceases to be entertaining. If it was less “loaded” then it would be an excellent game, both instructive and entertaining, but that much bad luck, and so consistently, is just not realistic.
March 22nd, 2011 at 7:34 am
Lol, I have just download it but cant install it.
March 25th, 2011 at 9:07 pm
Great game, shame it’s so easy, cracked 101, after trying it first time with one player and getting my butt kicked whilst learning the ropes, then jumped straight into 4/5 player(was a while ago I forget max players).
Then 202… little more confusing with more new words, but cracked it second game too.
Looking for similar OFFLINE investing games, can’t find any though >.<
Make us a new one Robert PLEASE! xD
May 20th, 2011 at 2:32 pm
I just played 101 (the ‘actual’ boardgame) last night. To be clear, there is only 1 way to play this game, and that is with other people across the table from you. The side deals you can make without even having any cash on hand was the most exciting part of the game. Here’s my short story.
~About 1 hour into the game, the doctor thought he could handle a ‘big deal’ of 75k down payment for a 24 unit apartment. Needless to say, his $20k cash on hand wouldnt cut it. It took about 20 seconds before 4 others at the table jumped on it through him $3k cash, $10k cash, $20k cash, taking loans from the ¡bank! to help finance this deal that made EVERYONE money. Ah… good times.
Again, buy the board game, teach your friends, teach your children and enjoy face-time.
March 13th, 2012 at 1:10 pm
I just heard about this game. Sounds interesting, I’m thinking of buying the board game.
June 23rd, 2012 at 8:06 pm
those who says that this game is more on luck than skills, think again. because for me when i played this game for 2 weeks, i already figured out how to win every time, any time. And I’ve been playing this game everyday for at least 2 months now. I Always win! if this is all about luck, then i couldn’t have done that. There were several time that I almost doubted my theory about winning the game when the first turn I made was a huge doodads that made me a few thousand negative in cashflow. but with the right “DECISIONS” you can never lose. The thing is, the game punishes you for every wrong decisions you make. Those mistakes if you kept on doing it, you will most likely get a roll of dice putting you in every worse situations. The total opposite when you are making the right decisions. Whoever has the sharpest decision making always gets to win the game. That is what this game is all about. Making the best decisions.
August 23rd, 2012 at 8:05 pm
Love hearing about better ways to invest.
October 9th, 2012 at 1:57 am
As the first poster says, this game relies too much on luck. While I do agree that in real life (and the stock market) you also rely on a bit of luck, but it definitely takes out of the fun if there are a set number of disasters that can happen to you that would cause you to plummet from first to last place at the blink of an eye.