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Entries for the ‘Articles’ Category

Save Money on Phone Calls


How did PipSqueak get cheap rates
when I get a headache whenever
I receive my phone bill?

It used to be IDD services that save money on phone calls, now with VOIP you can call anywhere for free* (notice that I use an asterix, I wish all businesses can survive by giving free stuff *wink*). Skype is one example of VOIP, you can call pc to pc (meaning you, the caller, and the receiver has to talk through your pc with mic and speakers/headsets) and also pc to phone line for a fee.

Are you wealthy?

Who is wealthy? Is it the person who earns $1 million dollars annually with $1 million in net worth or is it the person who earns $24,000 annually with a $1 million networth? Let’s find out…

Thomas Stanley and William Danko, author of The Millionaire Next Door: The Surprising Secrets of America’s Wealthy, created a formula to help you determine whether you are indeed wealthy based on your income. The formula is as follows:

How much can you afford to lose?

When it comes to investing, the most important question is not how much the return is or how much the risk is but how much money can you afford to lose?

I’m not being negative here, this is a very down-to-earth question. It hurts me to hear about people who took out a second mortgage on their home to buy a hot-tip stock only to lose all of it. Sure, if you did this and it all works out, you’ll be a very rich man but what if it doesn’t? You will not only put your life in poverty, but also your family’s. Think about your children or grandchildren who will have to pay your debt if you can’t pay it off when you are alive. This is not called investing, it’s called betting your life. Don’t ever, ever kid yourself that you will never lose money.

Jim Rohn’s Vision of the 21st Century

In mid-May, I attended a 2-day seminar and one of the speakers is Jim Rohn. I’ve summarized what he said in this article from the notes I’ve taken during his talk:

Jim Rohn’s Vision of the 21st Century

“More valuable than the money you make, is the person you become”

In the 21st Century, the improvements in technology has created unprecedented opportunity but has also bring in keen competition and the key is to be READY for these unusual opportunities and competition that will arise.

Jim Rohn’s Vision of the 21st Century

In mid-May, I attended a 2-day seminar and one of the speakers is Jim Rohn. I’ve summarized what he said in this article from the notes I’ve taken during his talk:

Jim Rohn’s Vision of the 21st Century

“More valuable than the money you make, is the person you become”

In the 21st Century, the improvements in technology has created unprecedented opportunity but has also bring in keen competition and the key is to be READY for these unusual opportunities and competition that will arise.

Build A Website that Sells Part 3

Build A Website that Sells Part 3 – Show Me the Money!

Here comes the juicy part… How do you make money from your website?

Did you know that there are more than one revenue models you can use for just one website? You can make money by:

1) Creating your own products to sell
2) Selling other people’s products
3) Selling advertisements

1) Creating your own products to sell

Build A Website that Sells Part 2

Build A Website that Sells Part 2 – Simple Search Engine Optimization

Welcome to tutorial 2 of the Build a Website that Sells Series. It was hard to decide over whether to write about content for search engines or choosing affliates programs first. Eventually, I came to a conclusion that content is king!

No one on the internet can search for information at a site which consists only of graphics, pictures or flash animation. They search for information at a site filled with text content. Search engines welcome websites with content and not websites that splatter only banner ads on the page. It’s what fuels the internet and it will stay that way for as long as it exists.

Build A Website that Sells Part 1

Build A Website that Sells Part 1 – Picking a Topic and Establishing Your Internet Presence

I’ve made this tutorial as easy as possible so that not too many technical skills (except a bit of HTML) are required for you to start building your very own website.

Basically, when you want to build a website that sells. There’s 3 ways to go about it:

Option 1:
Purchase an easily customizable website such as Site Build It!, made by the good people at Sitesell, Inc

Create Your Own Free Budget Worksheet

Free Budget Worksheet for those who constantly asks “Where did my money go?”, run your numbers through this free printable budget worksheet (excel format) after you tracked your expenses.

This is a great personal budget worksheet because it saves me from forgetting expenses that exists. Sometimes I forget to include small on-going expenses like newspapers and this worksheet saves me from recalling what expenses I have and don’t have, this budget worksheet lists all the expenses from daily expenses to bi-monthly haircut to an occasional vacation.

PR Storm

Started using on 17/03/06. We shall see whether it has increased my PR (currently 2) and my traffic.